Millions of UK drivers were sold PCP finance without being told about hidden commissions. You could be owed an average of £700+ in compensation. Check in just 2 minutes.
Claiming couldn't be easier. We handle everything from start to finish so you don't have to.
Complete our quick 2-minute eligibility check. We just need a few basic details about your car finance agreement.
Our specialist team reviews your case and contacts the lender on your behalf. You don't need to do a thing.
If your claim is successful, you receive your compensation. Remember, it's No Win No Fee — you only pay if we win.
We're fully regulated and committed to getting you the compensation you deserve.
There's zero risk to you. If we don't win your claim, you don't pay us a penny.
We're authorised by the Financial Conduct Authority, so you know you're in safe hands.
We've helped thousands of UK drivers recover compensation for mis-sold PCP finance.
Our online check takes just 2 minutes. We handle all the paperwork and hassle for you.
Real results from real people who checked their PCP finance claims with us.
"I didn't think I had a claim but Locksly checked and I was owed over £800. The whole process was effortless."
"Submitted my details in 2 minutes and they handled everything. Got my money back within 8 weeks."
"Brilliant service. No hassle, no stress, and I got compensation I didn't even know I was entitled to."
Everything you need to know about PCP car finance claims.
A PCP (Personal Contract Purchase) car finance claim is a compensation claim against a car finance lender. Many lenders paid hidden commissions to car dealers for arranging your finance, which often resulted in you paying a higher interest rate. If you weren't told about these commissions, you may be entitled to compensation.
The amount varies depending on the size of the hidden commission and the terms of your finance agreement. Our clients receive an average of £700+, but some claims result in significantly more. The only way to find out is to check your eligibility with our free, no-obligation assessment.
No, you don't need your original documents. We just need a few basic details such as the car dealer, approximate date, and the finance company. Our team can trace the rest of the information needed to pursue your claim.
It means exactly what it says — if your claim is unsuccessful, you won't pay us anything. There are no upfront costs and no hidden fees. We only charge a fee if we successfully recover compensation for you, which is a percentage of the amount recovered.
Yes, absolutely. Whether your PCP agreement is still active or has been fully settled, you may still be eligible to claim. Many successful claims are from agreements that were completed years ago. The key factor is whether hidden commissions were involved in your agreement.
The timeline can vary depending on the lender and the complexity of the claim. Typically, claims are resolved within 8-16 weeks. We'll keep you updated throughout the entire process so you always know what's happening with your claim.
It takes just 2 minutes to find out if you're owed compensation for mis-sold PCP car finance. No obligations, no risk.
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